Is Jenny eligible to contribute an additional $1,000 to her HSA because she is age 55 or older?

Jenny is indeed eligible to contribute an additional $1,000 to her Health Savings Account (HSA) because she is age 55 or older. The Internal Revenue Service (IRS) allows individuals who are 55 and older to make what is referred to as a "catch-up contribution" to their HSA. This provision is designed to help individuals save more as they approach retirement, acknowledging that healthcare costs may increase as one ages.

For the tax year 2023, the standard contribution limit for an HSA is $3,850 for an individual, and with the catch-up provision, someone who is at least 55 years old can contribute up to an additional $1,000. This means that if Jenny qualifies based on age, she can increase her HSA contributions to a total of $4,850, which can be a valuable resource for managing healthcare expenses during retirement.

The other options do not apply here; the ability to make the additional contribution is purely based on age and does not require employer permission or dependents. Thus, the statement is accurate and aligns with the regulations set forth by the IRS for HSAs.